Project your estate value over time.

What this calculator helps you see

Estate planning gets fuzzy fast. This tool makes the core tradeoff concrete: how registered and non-registered accounts can grow over time, and what tax drag can still be waiting at the end.

Directional math, not a legal document

Use it to pressure-test the size and shape of your estate. It is a planning model, not a substitute for a wills and estates lawyer, a tax memo, or province-specific probate advice.

The main question

Are you likely to leave a clean after-tax estate, or a big gross number that shrinks more than expected once deemed disposition and account-level tax treatment show up? That is the useful decision point.