Update an account balance

Every time you update a balance, Haven saves a snapshot. Snapshots feed every chart, projection, and milestone. The more snapshots you have, the more your future plans can lean on real data instead of assumptions.

Update one account

From Current Finances → Accounts, click the account you want to update. In the row that opens, type the new balance and press Save. That's the whole interaction. Your dashboard refreshes immediately and a snapshot lands in your history with today's date.

Update many at once

If you check several accounts in one sitting, use Bulk Update from the top of the Accounts page. Every account gets a row with the previous balance and an empty input for the new one. You can skip rows you don't want to touch, then save them all in one click.

Bulk Update is the fastest way through a monthly check-in. Most people finish the whole pass in under five minutes.

Pick a cadence

Haven works with any cadence. The honest answer on what's best:

• Weekly is too often. Markets move, and you'll start reacting to noise.
• Monthly is the sweet spot. Frequent enough to catch real changes, infrequent enough to ignore daily volatility.
• Quarterly still works but you'll feel less connected to your money. Projections become slightly less accurate because we're interpolating between a smaller number of snapshots.

A common rhythm: pay-day plus the first of the month. Pay yourself first, then snapshot.

What to do when a balance dropped

Down months happen. The trend line on your dashboard already smooths short-term moves, and Monte Carlo projections assume volatility, not constant growth. A bad month doesn't move your FIRE date as much as you'd think.

If a drop reflects a real cash withdrawal (you bought a car, paid for a wedding, helped family), no special action is needed. The new balance is the truth.

If a drop reflects a market correction, do nothing. The system handles it.

Snapshot history

Your snapshot history is the source of truth for everything in Haven that calls itself "actual" — net-worth chart, savings-rate trend, goal progress. You can view and edit historical snapshots from each account's detail page. Editing is rare; usually it's enough to add a missing snapshot for a date you forgot to record.

What to do if you missed a month

Don't backfill with a guess. Pick the closest date you know the real number for and enter that balance there. The chart will interpolate cleanly between known points; a fabricated number bends the line in a way that misleads you later.

If you can't recall any number for a month, leave it. The trend line will be slightly less detailed for that period and that's fine.