Add your first account

Net worth in Haven is the sum of every account you tell it about. The fastest way to see something useful on the dashboard is to add one account, then come back and add more later.

Open the Accounts area

From the sidebar, choose Current Finances, then Accounts. You'll see an empty state with an Add Account button. Click it.

Pick a type

Haven groups accounts into a few buckets so the math behind projections knows what to do with each one:

• Cash and equivalents — chequing, savings, HISA, money-market. Treated as low-volatility liquidity.
• Investments (taxable) — non-registered brokerage in Canada, regular taxable brokerage in the US.
• Investments (registered/tax-advantaged) — TFSA, RRSP, FHSA, RESP in Canada; 401(k), IRA, Roth IRA, HSA in the US.
• Real estate — primary residence, rental property, land. Modeled with appreciation, separate from liquid investments.
• Liabilities — mortgages, student loans, credit-card balances. Subtracted from net worth.

If you're not sure which bucket fits, pick the closest one. You can change the type later without losing your balance history.

Enter the basics

You only need three fields to save:

• Name — anything that helps you recognise it later. "RBC Chequing", "Wealthsimple TFSA", "Mortgage on 123 Main St."
• Currency — choose the currency the account is denominated in, not your reporting currency. Haven converts to your reporting currency for totals.
• Current balance — what the account is worth right now.

Click Save. Your dashboard will update immediately.

Why Haven doesn't sync with your bank

Haven is intentionally manual. We don't connect to Plaid, Finicity, MX, or any aggregator. The reasons are deliberate:

• Manual entry forces a once-a-month review of your money, which is the cadence that actually moves the needle on FIRE.
• Bank sync breaks constantly. Connections drop, balances mis-categorise, and the cleanup work outweighs the time saved.
• Holding your data ourselves means we never need permission to read your bank.

If manual entry feels like a chore right now, try it for one month. Most people find the monthly check-in becomes the thing they look forward to once they see the trend line move.

What to add next

Add the rest of your accounts in any order. Two patterns work well:

1. Big-to-small — start with your largest account (often a brokerage, RRSP, or 401(k)), then work down to chequing and savings. Gets the most visible chunk of net worth in fast.
2. Account-by-institution — pull up one bank or brokerage, add every account at that institution, then move to the next. Reduces context switching.

Either way is fine. Once you have everything in, head to Goals to set up your FIRE target.